Weight Off My Shoulders

So my income tax refund came in last weekend, and it was bigger than expected — almost one and a half times what H&R Block told me it would be.

The first thing I wanted to do once I got my refund was pay off my Visa bill. But given that TD Canada Trust was a few days away from issuing another statement and applying more interest, I figured I'd wait until they did just that before paying it off, so that next month they wouldn't send me a bill for $10 or some piddling amount.

Those were the most excruciating days I have had in a long while.

Now the card's paid off, and it's such a relief not to have that dagger hanging over my head by a hair. I initially got the card so I could buy stuff over the Internet and rent videos and things like that, but it kind of got out of hand when I got my computer and charged most, if not all, of the accessories to it. Now I just have to be careful not to let that happen again.

As for the rest of the refund, don't you worry about that. I've got plans for that...